renters Liability Insurance Quote
Landlord Insurance Policies Need Reevaluation With Winter Months Ahead
With winter weather creeping in, landlords should be aware of exactly what their landlord Insurance Policy covers. Many building owners could be surprised at what costly items are not covered in a standard policy, especially with high fire hazard months ahead.
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Can I get Renter’s Insurance without a deductible?
Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I’m okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn’t write the policy they use someone else but didn’t want to what company it is. Can I get a zero deductible? What insurance company should I go with?
There’s no such thing as a zero deductible. Some companies might write a policy with a deductible at $250, but it will likely cost you an additional $150 – $200 per year. I’ve a few OLD policies grandfathered in with $100 deductibles, but I don’t know of any carriers that currently write renters insurance with a $100 deductible. $250 is the lowest, and it’s probably not worth it.